News
Monthly Newsletter – October 2024
1 October 2024
Top ten of the 1900s and more... Over 55s cut back to be mortgage free A significant number of people over 55 are making substantial cutbacks in an effort…
Read MoreMonthly Newsletter – September 2024
1 September 2024
We take a look at the up and coming Autumn budget.... What taxes could Labour change in the October Budget? With a purported £20bn hole in the current budget…
Read MoreMonthly newsletter – August 2024
1 August 2024
Children's reliance on their parents.... Students heading to university are heavily dependent on financial support from their parents and grandparents, according to the Association of Investment Companies (AIC) Data…
Read MoreMonthly newsletter – July 2024
1 July 2024
UK General Elections and their Impact on Stock Markets The next UK election will take place on 4th July and whilst individuals may have their own preferred outcomes, investors…
Read MorePerformance Update – June 2024
15 June 2024
<!doctype html> *|MC_PREVIEW_TEXT|* View this email in your browser Dear *|FNAME|* A slight pull back in markets over the past month as concerns around political results as well as no sign…
Read MoreMonthly Newsletter – June 2024
1 June 2024
Retirement planning... Why the past two years have provided uncertainty to the next generation of retirement savers... *|MC_PREVIEW_TEXT|* View this email in your browser The Fear of Retirement Planning More…
Read MorePerformance Update – May 2024
15 May 2024
We believe the Eurozone should cut rates next month, but as for the rest of us who knows!? *|MC_PREVIEW_TEXT|* View this email in your browser Dear *|FNAME|* Rate Cuts? US =…
Read MoreMonthly Newsletter – May 2024
1 May 2024
A real issue in society today is long term care and an ageing population...we explore the importance of saving for care in your old age.... *|MC_PREVIEW_TEXT|* View this email in…
Read MoreOur partnership with Söderberg & Partners
19 April 2024
We have some exciting news to share with you all... View this email in your browser Dear *|FNAME|* I have pleasure in announcing…
Read MorePERFORMANCE UPDATE – APRIL 2024
15 April 2024
US rate cuts seem to being kicked down the road this year. The US economy is in very good shape and inflation remains sticky. What has it meant for risk…
Read MoreMONTHLY NEWSLETTER – APRIL 2024
1 April 2024
The Budget - has the chancellor given enough to stop the likelihood of a Labour government? We look at what the budget means for investors... *|MC_PREVIEW_TEXT|* View…
Read MorePERFORMANCE UPDATE – MARCH 2024
19 March 2024
Markets still in recovery mode but as we begin to see how both the US and UK elections might look like, can markets continue on this trajectory? View this email…
Read MoreMONTHLY NEWSLETTER – MARCH 2024
4 March 2024
We take a look at the importance of retirement planning as well as the end of the bear market.... *|MC_PREVIEW_TEXT|* View this email in your browser The Importance…
Read MorePerformance Update – February 2024
15 February 2024
February has seen a recovery from the lows of early January. Technology continues to power on despite a likely delay in rate cuts across the developed world... *|MC_PREVIEW_TEXT|* …
Read MoreMonthly Newsletter – February 2024
1 February 2024
We take a look at investing in a Central Bank and why you are more likely to being crushed by a vending machine than winning the lottery! *|MC_PREVIEW_TEXT|* View…
Read MorePerformance Update – January 2024
15 January 2024
Markets began January with a recheck, given how markets rallied in the last few months of 2023. We take a look at why predictions are counterproductive and how 2024 will…
Read MoreMonthly Newsletter – January 2024
2 January 2024
Happy New Year to all! We take a look back at 2023, as well as some financial new years resolutions you may want to take up... *|MC_PREVIEW_TEXT|* …
Read MorePerformance Update – December 2023
15 December 2023
A positive year despite uncertainties. What can 2024 bring? We are not in the area of predictions, but some significant signs that the worst can be left behind us... …
Read MoreMonthly Newsletter – December 2023
1 December 2023
We look at how far US equities have come during 2023, but is it all companies, or just a very few!? *|MC_PREVIEW_TEXT|* View this email in your browser Clear…
Read MoreThe Autumn Statement – 2023
24 November 2023
This month Anna Griffiths our Technical Manager provides the key points on this years autumn Statement. High inflation has had a benefit on tax receipts for the UK Government. As…
Read MorePerformance Update – November 2023
15 November 2023
November has begun particularly positive for equities and bonds given rates across the developed world have reached their peak... *|MC_PREVIEW_TEXT|* View this email in your browser Dear *|FNAME|* UK inflation fell…
Read MoreMONTHLY NEWSLETTER – NOVEMBER 2023
1 November 2023
We take a look at cash versus investing. It may seem that cash is offering good value but it is guaranteed not to beat inflation! We also take a look…
Read MorePerformance Update – October 2023
16 October 2023
How has the recent situation in Gaza and Israel affected markets, and despite the UK economy growing in August the likelihood of a recession grows... *|MC_PREVIEW_TEXT|* View this email…
Read MoreMONTHLY NEWSLETTER – OCTOBER 2023
1 October 2023
This month we look at the huge benefits of saving regularly along with the rise of financial scams and how best to protect yourself... *|MC_PREVIEW_TEXT|* View this email in…
Read MorePerformance Update – September 2023
15 September 2023
15 years since the Great Recession and how are still feeling the effects of this in some form. India now seems the supply chain solution to China's flagging economy... Dear *|FNAME|*…
Read MoreMONTHLY NEWSLETTER – SEPTEMBER 2023
1 September 2023
We look at the global phenomenon that is Coca Cola, how the UK continues to be a core global financial centre and how "middle America" needs rebuilding. *|MC_PREVIEW_TEXT|* …
Read MorePERFORMANCE UPDATE – AUGUST 2023
21 August 2023
We take a look at recent data suggesting that the cost of living is starting to hit home, and house prices continue to fall.... View this email in your browser…
Read MoreMonthly Newsletter – August 2023
2 August 2023
How do we search for a financial planner? What are the key metrics we have making these decisions AND we discuss the price of chocolate! *|MC_PREVIEW_TEXT|* View this email…
Read MorePerformance Update – July 2023
15 July 2023
US inflation seems to be moving in the right direction and has given markets some confidence. China has lagged so far in 2023, but there are plenty of reasons to…
Read MoreMonthly Newsletter – July 2023
2 July 2023
How can we strategise for an extended lifespan? We examine our perceptions of potential premature mortality, which can strongly impact our savings. Pensions Savings and…
Read MorePerformance Update – June 2023
15 June 2023
Are we in a US bull market? The S&P 500 is made up of the largest 500 companies in the US. Looking at the gains made so far this…
Read MoreMonthly Newsletter – June 2023
2 June 2023
Royal Ascension (of prices) Seventy years on from the crowning of Queen Elizabeth II, Charles III, her son, is starting a reign that looks far different to the…
Read MoreMonthly Performance Update – May 2023
15 May 2023
The Bank of England raises interest rates for the twelfth consecutive month amid concerns over stickier inflation and we remain optimistic on China, despite a rather sluggish reopening...
Read MoreMonthly Newsletter – May 2023
14 May 2023
We look at how the brain works and how cash has finally become more attractive after years of ultra low interest rates...
Read MoreMONTHLY PERFORMANCE UPDATE – APRIL 2023
17 April 2023
Attention has been on the banking sector after the SVB failing and the issues around Credit Suisse. Can we still remain optimistic for returns for 2023?
Read MoreMONTHLY NEWSLETTER – MARCH 2023
17 April 2023
We discuss the recent budget and what this means around tax and pension contributions. We also have a representative running in this years' London marathon! You can find further details…
Read MoreMonthly Performance Update – March 2023
21 March 2023
Louis Greening, our Investment Specialist at Clear, talks about the recent turmoil in Swiss Bank Credit Suisse and the possible repercussions on the wider banking sector
Read MoreMonthly Newsletter – February 2023
28 February 2023
As we get closer to tax year end, we highlight the recent changes brought in by Government.
Read MoreState Pension Changes
14 December 2022
This month we look at the changes around state pensions and are we looking at some real value in Annuities?
Read MorePortfolio Performance Update 28th November 2022
28 November 2022
What are markets factoring in now and the UK now officially in recession...
Read MorePortfolio Performance 2022
16 November 2022
A strong month for risk assets as US inflation came in lower than expected. Are we finally seeing a normalisation of inflation?
Read MoreOctober Newsletter 2022
16 November 2022
This month cash is a hot topic of conversation. Are we seeing the return of cash as a credible investment?
Read MoreSeptember Newsletter 2022
3 October 2022
This months newsletter looks at the volatility in Sterling and the opportunities in Enterprise Investment Schemes.
Read MorePerformance Update 23rd September 2022
27 September 2022
This Bi-Weekly Performance update provides further clarity on the current macro environment
Read MoreAugust Newsletter 2022
7 September 2022
This months newsletter gives an insight into the Inheritance Tax Windfall for the UK Government, the emotional ups and downs of investing and the bizarre world of crypto... Click here
Read MoreClear Financial Advice and Clear Minds are sponsoring Josh Bryan
4 August 2022
Clear Financial Advice and Clear Minds are now sponsoring a young professional jockey, Joshua Bryan. Josh is a very talented flat jockey who won the prestigious John Smiths Cup for…
Read MorePensions – Breaking Away from The Pack
16 February 2021
Most of us are likely to have paid into more than just one defined contribution pension pot if you have had more than one job. This means there is considerable demand for…
Read MoreClients Rate Our Annual Review Service Highly!
1 February 2021
Over the last month, clients have been feeding back on how we've done in the last year and we'd just like to first take the time to thank every one…
Read MoreEarning potential vs Wealth potential
29 September 2020
Why do some of the highest earners finish their careers with little to show for it...? One hypothesis is that the skills required to generate high incomes differ from those…
Read MoreYoung People and Their Pensions
26 September 2020
However, starting early and contributing small amounts at the beginning of your career can make a big difference once you come to retire. One calculation that can help you to…
Read MoreIt is always nice to receive such lovely comments from clients.
17 June 2020
I have known Barry Greening for the past 15 years and during this time he has always given me sound investment and pension advice. This enabled me to initially consolidate…
Read MoreCFA launches Clear Minds: a new mental health charity
5 November 2019
You may be aware that 10th October every year is designated as World Mental Health day - a day where health professionals, charities and the media shine a spotlight on…
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