News

16 February 2021

Most of us are likely to have paid into more than just one defined contribution pension pot if you have had more than one job. This means there is considerable demand for…

5 February 2021

Economic Recovery Continues at End Of 2020 Reports from investment bank JP Morgan & the Purchase Managers Index (PMI) have shown that the rate of global economic expansion remained consistent…

1 February 2021

1 February 2021

Over the last month, clients have been feeding back on how we've done in the last year and we'd just like to first take the time to thank every one…

30 November 2020

The government-backed organisation, National Savings & Investments (NS&I) have announced they will cut interest rates for their Direct Savers accounts from 1% to 0.15% and the return on income bonds…

26 November 2020

Like how the fashion industry distorts beauty standards through photoshopping and airbrushing, many black hat financial news outlets will use hyperbole to panic their audience and keep them engaged. It…

16 October 2020

The coronavirus pandemic has caused a shake up to public health concerns and this is not just an isolated issue associated with physical health. Research conducted by Opinium of 10,000…

29 September 2020

Why do some of the highest earners finish their careers with little to show for it...? One hypothesis is that the skills required to generate high incomes differ from those…

26 September 2020

However, starting early and contributing small amounts at the beginning of your career can make a big difference once you come to retire. One calculation that can help you to…

26 September 2020

“A great adviser in today’s current climate needs to understand the needs of their clients now and across their lifetime. This can only be done through years of relationship building…

11 September 2020

September 11, 2020 New Addition to the Team Ross McMullen (CertDigM) is a new starter this week joining us after recently graduating from Plymouth Business School with a first-class honours…

17 June 2020

I have known Barry Greening for the past 15 years and during this time he has always given me sound investment and pension advice. This enabled me to initially consolidate…

17 April 2020

Do you have any employees that have been furloughed?  The portal where claims can be made will be launched by HMRC on 20 April 2020.  HMRC are expecting their phone…

30 March 2020

Please see our guide for those who maybe facing financial challenges during the Coronavirus pandemic. Click on the text below to download our guide. Financial Challenges Guide

5 November 2019

You may be aware that 10th October every year is designated as World Mental Health day - a day where health professionals, charities and the media shine a spotlight on…

4 March 2019

A quote from world renowned US investor Warren Buffet. His view is that when the wise (unfortunately this denotes a minority) find a new idea that is successful you will…

22 February 2019

Action Fraud have received several reports where fraudsters are claiming to be landlords of properties offered for rent online. Prior to a viewing the suspect requests that the individuals pay…

7 November 2018

BS 8577 is a British Standard designed to assess and award financial planning firms who can demonstrate that they have the operational framework in place to deliver a first class…

10 October 2018

1 in 4 people in the world will be affected by mental illness. However, in England alone there are 1 in 6 people reporting a common mental health problem, such…

3 October 2017

The second longest global recovery in markets post war has been prosperous for investors and savers alike since the banking crisis of 2008. 2 small corrections since this event (The…

26 June 2017

We are excited to confirm that we moved on Friday 23rd June and are settling in to our new office in Banstead.  The full address can be found under the…

9 June 2017

“Team members at Clear have been enjoying exam success over the past few months.  Anna has successfully completed her CII Level 4 Diploma in Regulated Financial Planning.  Nicky has received…

16 March 2017

Yesterday saw a rather embarrassing u-turn for the government.  The proposed increase to National Insurance contributions for the self-employed has now been scrapped.  

9 March 2017

The Personal Allowance will increase to £11,500 from April 17.  The threshold for higher rate tax payers has increased to £45,000 for the 17/18 tax year. Class 4 National Insurance…

22 December 2016

Wishing all our clients a very Merry Christmas and a happy and healthy 2017. Look out for the exciting things we have planned next year to celebrate our 25 years…

30 November 2016

Are you one of the Millions of borrowers in the UK currently overpaying on your mortgage because you have unwittingly moved onto your lenders standard variable rate? UK households are…

24 November 2016

The Autumn statement has been announced and the only interesting aspect from the retirement planning perspective is the amount you are allowed to contribute into pension schemes after you have…

22 November 2016

Leicester winning the Football Premiership, not even the most ardent Leicester fan would have predicted that? Against all the odds the referendum in the UK won by the Brexiters and…

3 November 2016

We can proudly announce Clear Financial Advice has just celebrated it's 25 year anniversary. The Company under its former name of Greenridge (Life, Pensions & Mortgage Consultants) commenced trading on…

4 October 2014

People become aware of exchange rates when they are going on holiday and are guided by the published tourist rates. However, far better rates can be achieved via various companies…

5 July 2014

The latest discussion regards interest rates indicates an appetite in certain areas for an increase within the next 12 months perhaps. We have enjoyed historically low rates for a long…

5 June 2014

There is talk of a review of the Inheritance Tax regulations, one of the most controversial and hated tax's currently in place. Currently you can leave up to £325,000 before…

5 April 2014

At the end of April things will change regards mortgages. The process will involve more checks and lenders may put tougher criteria on to potential mortgage clients, this will apply…

5 March 2014

The recent budget has opened up new opportunities for savers, investments and pensions. The most radical change is to the way we can now manage our pensions and the flexibility…