Our services

RETIREMENT PLANNING Tax Planning Mortgage Advice Estate & trust Planning Wealth Management Personal Protection Running a Business Healthcare

RETIREMENT PLANNING

RETIREMENT MAY BE A FEW YEARS INTO THE FUTURE OR DECADES AWAY, BUT IT’S NEVER TOO EARLY – OR TOO LATE – TO PLAN FOR EVENTUALITIES, WHILE GIVING YOURSELF THE FUTURE YOU WANT.

As part of your Plan for Life, we’ll give you straightforward explanations of your pension options and help you to understand financial provisions for long-term care, so you can protect your assets and enjoy your retirement.

Tax Planning

Getting tax wrong can mean paying more than you need to and losing money that could be put to better use.

We can help you to protect your family’s wealth by reviewing your assets, income and needs and keeping a tight focus on tax efficiency. We’ll help you to develop a considered, long-term strategy that makes the most of all the available relief and exemptions.

Please note : Tax Planning is not regulated by the Financial Conduct Authority.

Mortgage Advice

Buying your first home, taking the next step, or buying to let for additional income.

Whatever you’re doing in the property space, you need to know you’re getting the right products and services for you. As independent mortgage advisers we can access the whole marketplace and recommend a mortgage to match your needs.

Estate & trust Planning

Nobody likes to think about a time when they’ll no longer be around, but we do need to think carefully about what we’ll leave behind for the people we love.

Planning your legacy means securing their future, keeping them safe and provided for when you’re gone. No matter how large or small your estate, careful planning will reduce stress, taxes and unnecessary legal fees.

Please note : Trusts and Estate Planning is not regulated by the Financial Conduct Authority.

Wealth Management

Money won’t buy you happiness, but it will give you choices.

Making your money work harder can open up new possibilities for you and your family. If you’re ready to think about investing, or you’d like to re-evaluate your current approach, we’ll work with you to understand exactly what you want and build a portfolio with the right asset allocation and the levels of risk and reward that you’re comfortable with.

Personal Protection

A bereavement, a major illness, an accident. It can happen to any of us and can easily threaten our financial security.

But a well planned and cost effective strategy can protect you and mitigate the effects. We can work with you to assess the areas where you are most vulnerable and ensure your family are fully protected financially should the unthinkable happen.

Running a Business

Running your own business is one of the most exciting and daunting moves you’ll ever make.

It can be hugely rewarding but it takes time and you need a proper plan in place. We’ll be there to help you understand your finances and to build safety and contingency into your business plan and to offer help and advice on running employee benefits.

Healthcare

Healthcare can be tailored to your specific requirements and budget and so it may not be as expensive as you think, for instance it can be arranged to just cover hospital stays so you would have a private room should you need to stay in hospital; this is often a major concern for people so a simple policy of this type will take away that stress.

Alternatively, you can arrange cover to avoid the stress and worry of having to wait for essential treatment.