It is always advisable to review your Healthcare Cover at each renewal date; the market is now far more competitive with companies now prepared to take on people with ‘existing’ conditions. Also if you had Healthcare as a benefit with an employer who you no longer work with, you may wish to explore the possibility of continuing the benefit privately.

Healthcare can be tailored to your specific requirements and budget and so it may not be as expensive as you think, for instance it can be tailored for example to just cover hospital stays so you would have a private room should you need to stay in hospital; this is often a major concern for people so a simple policy of this type will take away that stress.

At Clear Financial Advice Limited we work with many providers and we can arrange for an independent review for you to look at your requirements and come up with the best provider for you.