Personal Protection

A bereavement, a major illness, an accident. It can happen to any of us and can easily threaten our financial security. But a well planned and cost effective strategy can protect you and mitigate the effects.

At Clear Financial Advice Limited, we have established a tried-and-tested process through which appropriate forms of protection and insurance can be put in place.

We start by analysing and prioritising your needs, whether safeguarding your income, your loved ones, or your business. This will include minimising any tax implications.

What if scenarios

The number of people surviving a heart attack has doubled in the past 40 years, now 2 in 3 victims recover with average survival rates of 70% of women and 68% of men

Daily Mail, August 2013

 

Identifying areas of concern

Determine potential vulnerability of client and dependents in the event of death, sickness, accident, or loss of income.

 

Provide Solutions

Develop strategies to protect client and dependents, possibly using trusts to enhance tax efficiency.

 

Regular Reviews

Conduct yearly reviews to identify changing circumstances and appropriateness of current protection levels.

 

This Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against loss of income. For impartial information about insurance visit the website at www.moneymadeclear.org.uk.